The Appraiser arrives for the inspection.
The inspection typically takes approximately 30 – 45 minutes for a standard tract home;however will vary by size and complexity of design or out buildings. At the inspection the appraiser does a visual observation of your home, they will be mapping out the layout, taking photos for documentation of quality and condition and noting the type and condition of appliances, flooring, mechanical features, amenities and special features. For the appraiser to collect all relevant data correctly, it is important to allow them to stay focused on the task at hand. Please save comments and questions for the appropriate time when the appraiser can focus on your input.
The appraiser will need access to all rooms. Make sure that the appraiser can access the garage, attics, basements and mechanical features like furnaces and water heaters. All photos should be free of people; alert the appraiser if any additional individuals are home during the appraisal inspection/observation.
The appraiser will measure the exterior of your home therefore it is important to have unimpeded access.
You can make things go faster and improve the accuracy of the appraisal report by having the following items on hand:
- Information on any written private easements, such as a shared driveway with a neighbor or private road maintenance agreements.
- A list of any improvements or updates that you have made to the property, including year completed (examples: new roof 2015, new appliances 2016, etc.)
- Any “Homeowners Associations” agreements and fees or, if applicable, condo covenants and fees .
- A list of “intended” improvements if the property is to be appraised “as complete” for an update or remodel.